Friday, February 14, 2020
Managing Change at Faslane Essay Example | Topics and Well Written Essays - 1000 words
Managing Change at Faslane - Essay Example Faslane requires managed change that would find this company at a better position compared to its previous state. To begin with, Faslane was entirely operating under the watch of Ministry of Defense and the Royal Navy. Due to need to cut costs and retain operations at the top of the baseââ¬â¢s interest, Faslane introduced change that enabled the company decide to establish partnering program with an independent entity that would help reduce the cost of operations and at the same time provide the most effective services. Therefore, Faslane collaborated with Babcock, a subsidiary branch of Babcock International. The Ministry of Defense signed this partnership with Babcock in 2002 that would last for five years (Schank, 2005:17). Babcockââ¬â¢s task, under the charge of John Howie, was to deliver cost savings of $76 million without affecting the activities or services provided to the UK Navy. In this case, Faslane took measures that would manage their strategies with absolute effic iency since the cut cost would come to Babcock in form profits. Subsequently, Faslane introduced change that it managed by contracting an independent company that would ensure delivery of effective and quality services at a lower cost. In addition, Faslane comprises of a large number of employees and cost of maintaining them is always high. Therefore, in order to make sure it cuts costs to the lowest amount possible, it seconded Babcock close to 300 Royal Navy personnel and over 1,000 civil servants. It also left the remaining number of civil servants within the site together with the police, Royal Marines, and sailors to Babcock (Gapes, 2010:114). This change of reducing the number of employees under Faslane watch ensured easier and cheaper management of the company. With respect to these alterations, it is clear that change is manageable at Faslane provided the kind of change introduced maintains the best interests of the company and adheres to its protocol. Furthermore, the strat egy Faslane used to manage change was competent since its changing styles resulted in the companyââ¬â¢s transition of mindset. This is because; collaborating with Babcock would ensure that Babcock changed the mindset of all the previous employees present at the site. As elaborated, these employees were mostly civilians who worked at the site for quite a long time and had established empires. This deterred them from seeing the importance of delivering service to the Royal Navy, which is their customer. Hence, for Babcock to achieve its set goals and objectives, it was necessary to change the mindset of these employees who guarded the submarines as well as the ships. Changing the mindset would incorporate means of delivering service at the lowest possible expenditure (Schank, 2005:21). This means that, even if Babcock does not renew its contract at the end of five years, Faslane employees would still have the knowhow of cutting costs and ensuring effectiveness at the same time. Thu s, strategic management of change at Faslane is long-term figurative. Previously, if there were any change at Faslane would take 56 days for it to reach approval. This was due to strings attached by government officials such as politicians. Therefore, to some extent, Faslane had its hands tied up by unscrupulous and lengthy procedures. Nevertheless, after Faslane introduced a strategic management change that witnessed the establishment of a partnership between them and Babcock,
Saturday, February 1, 2020
Summary article Essay Example | Topics and Well Written Essays - 500 words
Summary article - Essay Example ââ¬Å"Was it not something of the similar order that took place in New York on September 11?â⬠(p 15) The effects of the multi-national capitalism and the culture created by the Hollywood popular fantasies resulted in the actions to be seen as images entered and shattered in our social reality. To read the reality within the WTC attacks in the lights of Lacanian psychoanalysis, the people who are immersed in reality have turned to be ââ¬Å"fully identifying oneself with the fantasy ââ¬â namely, with the fantasy which structures the excess that resists our immersion in daily reality.â⬠(p 17) The approach of Zizek points out the need for seeing things as they are rather than missing the roots in the fantasy-driven world or the ââ¬Å"artificially constructed universe.â⬠He wants the people to yield to the ââ¬Å"irresistible urge to ââ¬Ëreturn to the Realââ¬â¢, to regain firm ground in some ââ¬Ëreal reality.ââ¬â¢Ã¢â¬ (p 19) The Real has a compelling image of nightmarish apparition which is compelled to enter our reality and ââ¬Å"the compelling image of the collapse of the WTC was: as image, a semblance an effectââ¬â¢, which at the same time, delivered ââ¬Ëthe thing itself,ââ¬â¢Ã¢â¬ not the fantasized version of the reality. The same psychoanalytic view of reality that ââ¬Å"we should not mistake reality for fiction,â⬠means that ââ¬Å"we should discern which part of reality is ââ¬Ëtransfunctionalizedââ¬â¢ through fantasy, so that, although it is part of reality, it is perceived in fictional mode.â⬠(p 19) The Lacanian view that unlike the animals which can ââ¬Å"deceive by presenting what is false as trueâ⬠humans ââ¬Å"deceive by presenting what is true as false.â⬠(p 20) The reality behind the WTC attack has been presented and viewed in the same manner, making the real as fantasized notion. ââ¬Å"Not only were the media bombarding us all the time with the talk about the terrorist t hreat; this threat was also obviously libidinally
Friday, January 24, 2020
The Great Depression :: essays research papers
Cut wages, growing unemployment, poverty, and suffering were unforgettable experiences during the Great Depression of the thirties. Many people learned to face these hard times with the help of famous sports figures. They gave hope and to many people pride in what they stood for to them. One of these great sports figures who helped Americans was boxer Joe Louis. In 1936 he fought the world champion Max Schmeling and had his first lose. Max Schmeling was a German boxer and the Nazis equated his victory over Joe Louis as a Nazi superiority over American democracy. Once again the two boxers, Joe Louis and Max Schmeling, fought in 1938 and this time Joe Louis won in the first round. This was an enormous lift for Americans. It was a victory for democracy. Joe Louis was also an inspiration to the African American people. He was a famous African American boxer and had beaten a German boxer who was as Hitler believed the perfect race. This gave the African Americans self-respect and pride in who they were. ââ¬Å" African Americans pointed with pride to athletes like Joe Louis, who was the world heavyweight boxing champion.â⬠(Cayton, Perry, Winkler, 764 ) Louis also went on to become a hero for the war effort and gave inspirational speeches. Jesse Owens great accomplishments on the track field made him one of the most famous in history. While on the Ohio State University track team in 1935 he set a world record in the broad jump (26 feet 8 1/4 ). In 1936 he set a new world record in the 100m. dash,(10.2 sec.). In 1936 as a member of the U.S. track team at the Olympic games in Berlin, Jesse Owens won four gold medals and set more new world records. This is an important moral buster to the American people, white and black, because once again it showed Nazis were not a superior race. An African American man had won four gold medals. This was humiliating and angered Adolf Hitler . ââ¬Å" His paramont victory at the 1936 Olympic Games in Berlin was made even more memorable when Adolf Hitler refused to award Owens his four gold medals because he was black.â⬠( Encyclopedia 97 ) This was as much a victory for the American people as for Owens. It was especially important to the African Americans because it was an acknowledgement of his Olympic victories because he was black.
Thursday, January 16, 2020
Descartesââ¬â¢ Meditations Essay
Rene Descartes is not only a known philosopher, but he also contributed significantly in the field of mathematics. It is with the same vigor and methodological reason he applied in the realm of Mathematics by which he comes to his conclusions in the Meditations. Hence, we see him going about his arguments, thoughts, opinions, and conclusions in a reasonable, methodological fashion, forming skeptical hypotheses in every step. In a way, Meditations can be regarded as a guide for the readers: it seeks to take along the reader with the meditator in his journey of the unknown and knowing. It tries to convince them to follow his step-by-step argumentation and skepticism, and to accept the obvious logical conclusion of each. Yet, although his conclusions are impressive and convincing, a crack in his reasoning might break down his arguments. The purpose of this paper then, is to examine the ideas, assumptions, and arguments presented by Descartes. However, this paper will only concern itself with the first two parts of Descartesââ¬â¢ Meditations (Meditation I: Of the Things Which May Be Brought Within the Sphere of Doubt and Meditation II: Concerning the Nature of the Human Mind: That It Is Better Known Than the Body). The First Meditation: Methodic Doubt In the First Meditation, Descartes cast all things into doubt. He does this by first questioning all that he knows as he remembers his senses has deceived him before. He says: All that up to the present time I have accepted as most true and certain I have learned from either from the senses or through the senses; but it is sometimes proved to me that these senses are deceptive, and it is wiser not to trust entirely to any thing by which we have once been deceived (Descartes, pg. 0). He then continues to give proof of his reasons for doubting what he knows to be true. He considers if he might be crazy, dreaming, or deceived by God or an evil genius. He reasons out that he is not mad as the mad people who imagine things when these are clearly not the case, and dismisses that possibility. He considers that when is dreaming he is convinced that what his senses perceive are real, only to find out that it was not. Finally, he thinks that perhaps an omnipotent being, God, deceives him into believing all the things around him exists even if these are not true, yet he cannot accept that because it would go against the nature of Godââ¬â¢s goodness, hence he supposes that it is ââ¬Å"not God who s supremely good and the fountain of truth, but some evil genius not less powerful than deceitful, has employed his whole energies in deceiving me; I shall consider that the heavens, earth, colors, figures, sound, and all other external things are nought but the illusions and dreams of which this genius has availed himself in order to lay traps for my credulityâ⬠(Descartes, pg. 33). Ending the first part, he closes with likening himself to a prisoner who while sleeping enjoys freedom but knows that it is only a dream, and is afraid to wake up. The meditator knows that he has opened a Pandoraââ¬â¢s box of questioning and yet chooses to go back to his former beliefs for the meantime. Descartesââ¬â¢ method of questioning and casting all that can be questioned as being false is the underlying concept of skepticism, and his has been called methodic doubt. One by one he stripped his notions of truth so he could get to the most fundamental part, for he says he only needs one immovable point on which to build truth. Descartesââ¬â¢ questioning of the senses and perception is useful in order to arrive at the fundamental point of his argument which is to find what is absolute, what cannot be doubted given that he is casting everything in the sphere of doubt. We find out in the second part of the Meditations that though everything can be cast into doubt, there is one thing that cannot: his thoughts doubting themselves. No matter what happens, there is an absolute truth: that he is thinking. And he thinks, he exists. But then what is the point of all these? When does an individual begin to think? Is it not that the thinking process is facilitated by the accumulation of ideas, ideas gleaned from the dubious world through imperfect senses? Does this mean that the mad person who can comprehend his existence is as sane as the rest? It seems convenient to cast everything into doubt and the senses in question to arrive at the fundamental point of the consciousness. But what is the consciousness, where does it stem from? Does it not have a vessel? Are we to accept that we are merely floating consciousness in the abyss? Or that we are simply consciousness being deceived by an evil genius? Descartesââ¬â¢ Belief in the Idea of God and the Evil Genius Which brings us to Descartesââ¬â¢ discussion of God and the evil genius. Descartes casts everything into doubt except God, that is why he could not accept that God will deceive him. Of course this can be argued as Descartes way of trying to coax the conservative Jesuits to read and accept his arguments, for if he downright casts God into the realm of doubt as he did his body then he might be excommunicated or ordered to be killed as Galileo. Then if it is not God it must be something as powerful yet evil, the evil genius. If we follow this train of thought, does it make sense? This borders on theological argument, but why would an all powerful, all good God as believed in by the meditator allow an evil genius to deceive him? If the All powerful, all good God is indeed all powerful and all good, then he will not allow this evil genius to exist, or would he? Because then if God and the evil genius are pitted against each other, who will win if they are both powerful and so on? Also, where did this idea of an evil genius come from? It is, according to the flow of arguments in the Meditations, necessitated by the theory of being deceived. Something must be doing the deceiving, and that something must be powerful enough to paint the world and deceive the beholder. A being as powerful as that can only be God, but since it goes against Godââ¬â¢s nature, then t must be the evil genius. But what is the cause of this evil genius? Was it not the need of the meditator for an evil genius to support his arguments? Hence, can we not argue that there is no evil genius? In the same vein, that there is no God? Descartes said: I have long had fixed in my mind the belief that an all-powerful God existed by whom I have been created as such as I am (pg. 32). He provides no reason, no proof of Godââ¬â¢s existence but proceeds with his meditations as though this was a given. Why would it be? Is Godââ¬â¢s existence and goodness really necessary? Can these not be cast into doubt as well? Or the thought of casting God into doubt is unspeakable? For if we will really cast everything into the realm of doubt, would not there be only the self talking to itself? Descartesââ¬â¢ unwillingness to put God to the test makes Descartesââ¬â¢ methodological reasoning biased. If Descartes is biased in his reasoning, can we accept the conclusions he has arrived at? He stubbornly holds that an idea of a perfect being is necessarily true and necessarily means that the perfect being exists for who will put that idea to him, him an imperfect being who must be incapable of conceiving anything perfect? Already there is a fallacy in his thinking, for this becomes evidently a tautological argument. But more than that, his defining this ultimate being, this perfect being as based on an idea of it throws off his arguments. What of the heavens and the sea? Of earthly things which he has ideas of also, then does it not mean that they are true because he has ideas of them? Will he point out that these are a different case because our idea of these material things are based on our perception of them through our senses? And that mythical figures such as mermaids are complex images formed out of simple things combined yet still has basis on sensory perception? Then, can we argue that his notion of an ultimate being must have come from the simple idea of an imperfect being and make that complex, let us say a carpenter who we know can build a house, and if he can build a house maybe there is a perfect carpenter who can build a world? For why would a perfect being, perfectly good, can be doubted if we so choose? The Second Meditation: Arriving at Consciousness Descartesââ¬â¢ argument supposes there are simple things that do not need explaining but which can be taken for truth. If there is no ultimate Being, and no evil genius, who then makes up all the illusion? The mind as the powerful deceiver, as it is the only thing that can attend to the train of his thoughts simultaneously. If we do doubt God, we will more or less arrive at the same conclusion, that the only thing that we cannot doubt is oneââ¬â¢s own skeptical thinking. As Descartes makes clear when in the passage: is there not some God, or some other being by whatever name we call it, who puts these reflections into my mind? That is not necessary, for is it not possible that I am capable of producing them myself? I, myself, am I not at least something? But I have already denied that I had senses and bodyâ⬠¦ am I so dependent on body and senses that I cannot exist without these? Bu I was persuaded that there was nothing in all the world, that there was no heaven, no earth, that there no minds nor any bodies: was I not then likewise persuaded that I did not exist? â⬠¦ but there is some deceiver or other, very powerful and very cunning, who ever employs his ingenuity in deceiving me. Then without doubt I exist also if he deceives me, and let him deceive me as much as he will, he can never cause me to be nothing so long as I think that I am something (Descartes, pg. 34). Here is saying that he thinks he is something, which lays the groundwork for: But then what am I? A thing which thinks. What is a thing which thinks? It is a thing which doubts, understands, conceives, affirms, denies, wills, refuses, which also imagines and feels (Descartes, pg. 37). Of course in this statement can be summed up the famous ââ¬Å"I think, therefore I amâ⬠. But it is not merely thinking per se that Descartes is saying here, but rather self-awareness, or consciousness. Oneââ¬â¢s consciousness is absolute: it tells him that he does exist for certain, even if everything else is illusion. Hence, oneââ¬â¢s consciousness implies oneââ¬â¢s existence. The Consciousness and the Wax Argument The truth is fundamental, common sense. The consciousness needs no explaining because everybody understands what it is. But let us ask, where does consciousness come from? Perhaps this is no longer part of Descartesââ¬â¢ philosophy, as his thesis has been chiefly to prove that if one has consciousness then he exists. That is why the important construction of the statement, I think, I am. It is necessarily has to be the I who has understanding of being. How does one think though? Through the ideas garnered from sensory perception? To explain further, and in a way define himself better through example, Descartes turns to the analogy of the wax. Descartes asks how he knows of the wax, when its physical properties change? When its color, texture, size, shape, smell change, is it still not wax? Thus: what then did I know so distinctly in this piece of wax? It could certainly be nothing of all that the senses brought to my noticeâ⬠¦ for all these are found to be changed, and yet the same wax remainsâ⬠¦ (p. 39). Descartes argues that the wax does not change, but he knows it not through the senses but because he grasps the idea of the wax with his mind: But what is this piece of wax which cannot be understood excepting by the mind? â⬠¦what must particularly be observed is that its perception [of the wax] is neither an act of vision, nor of touch, nor of imagination, and has never been such although it may have appeared formerly to be so (Descartes, p. 39). Further, he uses the wax to affirm his existence when he says that his perception of the wax no matter how distinct or indistinct only proves the existence of his mind as being the thing that processes all these, proving not the wax but the nature of his mind. In this way Descartes is actually saying that all we know, we know from the mind. That is why he believes that we know the mind better than we know the body. This not only affirms his consciousness, but also affirms Meditation Iââ¬â¢s methodic doubt. After all, we only know the world through ideas ââ¬â these ideas including dreams, concepts, images, perceptions, and memories ââ¬â hence, we know the world indirectly. Also, these ideas represent something else ââ¬â something that is external or separate from the self, that which we do not identify with I, making them separate from the mind as well. Since these are external to the mind, these can be illusions, false images or faulty representations. And if these ideas can be trusted, what can be but the absolute existence of the thing that conceives these ideas in the first place, the mind, the consciousness. Conclusion Descartesââ¬â¢ Meditations is undoubtedly an important text in history, and its methodic presentation convincing. His thesis that we could doubt everything but the existence of the self via the consciousness makes perfect sense ââ¬â with or without the reference to an ultimate Being or an evil genius, as his insistence, or his inclusion of these, stains his logical arguments, for there is no logical basis for God or the Devil. But then, since these does not cripple nor in any way change the outcome of the meditations, then it could be safely dismissed as perhaps a necessary inclusion to encourage conservative readers of the time to consider a novel idea before they turn a skeptic eye on him.
Wednesday, January 8, 2020
The History of Female Infanticide in Asia
In China and India alone, an estimated 2 million baby girls go missing each year. They are selectively aborted, killed as newborns, or abandoned and left to die. Neighboring countries with similar cultural traditions, such as South Korea and Nepal, have also faced this problem.à What are the traditions that led to this massacre of baby girls? What modern laws and policies have addressed or exacerbated the problem? The root causes of female infanticide in Confucian countries like China and South Korea are similar to, but not exactly the same as, predominantly Hindu countries such as India and Nepal. India and Nepal According to Hindu tradition, women are lower incarnations than men of the same caste. A woman cannot obtain release (moksha) from the cycle of death and rebirth. On a more practical day-to-day level, women traditionally could not inherit property or carry on the family name. Sons were expected to take care of their elderly parents in return for inheriting the family farm or shop. Daughters had to have an expensive dowry to get married; a son, on the other hand, would bring dowry wealth into the family. A womans social status was so dependent on that of her husband that if he died and left her a widow, she was often expected to commit sati rather than going back to her birth family. As a result of these beliefs and practices, parents had a strong preference for sons. A baby girl was seen as a robber who would cost the family money to raise and who then would take her dowry and go to a new family when she got married. For centuries, sons were given more food in times of scarcity, better medical care, and more parental attention and affection. If a family felt like they had too many daughters and another girl was born, they might smother her with a damp cloth, strangle her, or leave her outside to die. Effects of Modern Technology In recent years, advances in medical technology have made the problem much worse. Instead of waiting nine months to see the babys sex at birth, families today have access to ultrasounds that can tell them the childs sex just four months into the pregnancy. Many families who want a son will abort a female fetus. Sex determination tests are illegal in India, but doctors routinely accept bribes to carry out the procedure. Such cases are almost never prosecuted. The results of sex-selective abortion have been stark. The normal sex ratio at birth is about 105 males for every 100 femalesà because girls naturally survive to adulthood more often than boys. Today, for every 105 boys born in India, only 97 girls are born. In the most skewed district of Punjab, the ratio is 105 boys to 79 girls. Although these numbers dont look too alarming, in a country as populous as India, that translates to 49 million more men than women as of 2019. This imbalance has contributed to a rapid rise in horrific crimes against women. It seems logical that where women are a rare commodity, they would be treasured and treated with great respect. However, what happens in practice is that men commit more acts of violence against women where the gender balance is skewed. In recent years, women in India have faced increasing threats of rape, gang rape, and murder, in addition to domestic abuse from their husbands or their parents-in-law. Some women are killed for failing to produce sons, perpetuating the cycle. Sadly, this problem seems to be growing more common in Nepal as well. Many women there cannot afford an ultrasound to determine the sex of their fetuses, so they kill or abandon baby girls after they are born. The reasons for the recent increase in female infanticide in Nepal are not clear. China and South Korea In China and South Korea, peoples behavior and attitudes today are still shaped to a large degree by the teachings of Confucius, an ancient Chinese sage. Among his teachings were the ideas that men are superior to women and that sons have a duty to take care of their parents when the parents grow too old to work. Girls, in contrast, were seen as a burden to raise, just as they were in India. They could not carry on the family name or bloodline, inherit the family property, or perform as much manual labor on the family farm. When a girl married, she was lost to a new family, and in centuries past, her birth parents might never see her again if she moved to a different village to marry. Unlike India, however, Chinese women do not have to provide a dowry when they marry. This makes the financial cost of raising a girl less onerous. Effects of Modern Policy in China The Chinese governments One-Child Policy, enacted in 1979, has led to gender imbalance similar to Indias. Faced with the prospect of only having a single child, most parents in China preferred to have a son. As a result, they would abort, kill, or abandon baby girls. To help alleviate the problem, the Chinese government altered the policy to allow parents to have a second child if the first one was a girl, but many parents still do not want to bear the expense of raising and educating two children, so they will get rid of girl babies until they get a boy. In some regions of China in the last decades, there could be roughly 140 men for every 100 women. The lack of brides for all of those extra men means that they cannot have children and carry on their families names, leaving them as barren branches. Some families resort to kidnapping girls in order to marry them to their sons. Others import brides from Vietnam, Cambodia, and other Asian nations. South Korea In South Korea, too, the current number of marriage-age men is much larger than the available women. This is because South Korea had the worst gender-at-birth imbalance in the world in the 1990s. Parents still clung to their traditional beliefs about the ideal family, even as the economy grew explosively and people became wealthy. As a result of increasing wealth, most families had access to ultrasounds and abortions, and the nation as a whole saw 120 boys being born for every 100 girls throughout the 1990s. As in China, some South Korean men began bringing in brides from other Asian countries. However, it is a difficult adjustment for these women, who usually dont speak Korean and dont understand the expectations that will be placed on them in a Korean familyââ¬âparticularly the enormous expectations around their childrens education. Prosperity and Equality as Solutions South Korea, however, became a success story. In just a couple of decades, the gender-at-birth ratio has normalized at about 105 boys per 100 girls. This is mostly a result of changing social norms. Couples in South Korea have realized that women today have more opportunities to earn money and gain prominence. From 2006 to 2007, the prime minister was a woman, for example. As capitalism booms, some sons have abandoned the custom of living with and caring for their elderly parents. Parents are now more likely to turn to their daughters for old-age care. Daughters are growing ever more valuable. There are still families in South Korea with, for example, a 19-year-old daughter and a 7-year-old son. The implication of these bookend families is that several other daughters were aborted in between. But the South Korean experience shows that improvements in the social status and earning potential of women can have a profoundly positive effect on the birth ratio. It can actually prevent female infanticide.
Tuesday, December 31, 2019
Business Plan For A Loan Request - 1599 Words
September 19th, 2015 Robbie Boggs, Vice President Wells Fargo Inc. 1527 Pelham Road S. Jacksonville, AL 36265 Dear Mrs. Boggs, As we agreed during our meeting on August 15th, I am enclosing the business plan to support a loan request in the amount of $64,000 for start-up capital for my company, Sweet Peas. As we discussed, an additional line of credit is requested in the amount of $32,000, required for core stock inventory and start-up costs. Thank you for your consideration. I look forward to your reply and to the prospect of a long-term relationship with your bank. Sincerely, Cathryn Champion Sweet Peas 1 Public Square E Jacksonville, AL 36265 256-613-1518 sweetpeas.com Sweet Peas Cathryn Champion Ownerâ⬠¦show more contentâ⬠¦Sweet Peas is a baby boutique featuring newborn and toddler clothes with everything you need to dress your baby for any occasion. Offering trendy clothes for an affordable style from head to toe. Prices will range from $10 baby accessories to $100 customized bring-home outfits. While initially the goal is to open one boutique, expansion plans include potentially franchising the retail store and/or building a well recognized brand name. In turn, hoping to penetrate a sizable portion of the online retail market. This boutique is an upscale, stylish baby and childrenââ¬â¢s store located in downtown Jacksonville, Alabama. It is conveniently located right on the square next to a non-competitive retailer, Hannahââ¬â¢s Closet. There are tons of benefits to this location including free parking and Jacksonville State University foot traffic. Downtown Jacksonville is a popular destination with many places to eat, shop, and more. The Management Team: ItsShow MoreRelatedProject Analysis : Hop Hlp Project1466 Words à |à 6 Pagesown office so that he can request for home ownership or loan and complete all the procedures without going to any place (HR department). 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Furthermore, theRead MoreCredit Score, And Why Is It Important For Your Future Success?848 Words à |à 4 Pagesnumber between 300 and 850 that shows lenders the capacity of a borrower to repay loans (http://www.oxforddictionaries.com/us). The FICO score was first introduced in 1989 by FICO, then called Fair, Isaac, and Company (source). VantageScore exists as a competitor of FICO score since 2006. Itââ¬â¢s been said that capacity was reputation-based in the past -mouth to mouth- which made it hard to judge fairly a person because businessââ¬â¢ owners and lenders used to take into account the character of a person (specificRead MoreCommercial Loans Are Not Your Average Payday Loans1734 Words à |à 7 PagesCommercial loans are not your average payday loans. People who seek commercial loans have a business plan in mind; from rental properties like condominiums or duplexes, office expansions or relocations, manufacturing facilities to a local sub or pizza place. Capital is needed and sometimes lots of it! Some Commercial lending institutions include: Small Business Association (SBA) - governmental business lending. Bank of America - touted to be the number one SBA (Small Business Association) lending
Monday, December 23, 2019
The Improvement Of My Studying Strategies - 981 Words
The Improvement of my Studying Strategies Like many students I have trouble studying for classes and the many test that are assigned within the classes. I find that for some classes different techniques need to be used to get a better grade on their tests. For cognitive psychology remembering terms and concepts is essential and needed to pass any of assignments that have been given. Although I did okay on the last test I feel as if there is much room for improvement for my grades. I would like to try to retain most of the knowledge that I read and pick up in class ,however this task is easier said than done . The specific things I would like to focus on when it comes to this class is remembering the key terms used during lectures ,and being able to recall them properly during test and other situations. Being that this is a cognitive psychology class there are many techniques that I learned that can improve my way of learning and processing new information. To actually be able to get a better understanding of the cognitive concepts that i read about i must first be able to properly keep the information. One of the fundamental concepts used throughout psychology and everyday life to assist those with remembering is the concept of Chucking. Chunking is the idea that one can organize data together to improve their ability to remember the information later on. Chunking was first thought up by a man named George A. Miller who proposed that humans can only really retain 7 +/- 2Show MoreRelatedLearning Styles Essay922 Words à |à 4 PagesAdjusting learning and studying strategies can be a fast easy way to improve a college grade from a B to an A. Through studies of learning styles I have been able to decipher my learning types. I am a visual learner, have an integrated brain, meaning I use both hemispheres, and ranked highest in bodily-kinesthetic and logic-mathematical intelligence. There are three types of learning styles. They are: auditory, visual and kinesthetic. An auditory learner processes information by hearing andRead MoreHow My Performance During The First Half Of The Class Essay1023 Words à |à 5 Pagesdone well and what areas need improvement. What kind of learning/studying strategies will help you improve? My performance during the first eight weeks of this course has been subpar. I began strong with my reading assignments and lost focus when it came time for the exam. I knew that my first test wouldnââ¬â¢t go so well and that was due to my own lacking and accountability. However, my second test I gave much attention and felt I knew the material very well. Because of my first test, I doubted myselfRead MoreEssay on Team Dynamics1465 Words à |à 6 Pagestime management strategies, and create a goal action plan. Part One: Personality Styles 1. Complete the Multiple Pathways to Learning Assessment on pp. 41-42 in the text Keys to College Studying. 2. Complete Steps 1 and 2 of the Personality Spectrum on p. 46 in the text Keys to College Studying. 3. Using the information in Key 2.2 on pp. 43-44 and Key 2.3 on p. 48 of the text Keys to College Studying describe your optimal learning times and optimal learning environment. My optimal learningRead MoreMy Interest On Health Policy1229 Words à |à 5 PagesMy interest in health policy has emerged from the desire to empower those who have a lesser ability to change their own personal circumstances. Throughout my life, three characteristics have driven my goals and choices: (1) an appetite for travel and broad exploration; (2) an enjoyment of problem solving; and (3) a deep-seated desire for equity and justice. For as long as I can remember, it has been my goal to integrate these three core values into my career, and they have fueled me to become a moreRead MorePrinciples And Theories Of Organizational Change1046 Words à |à 5 Pages Leaders play a critical role in harvesting a culture of learning to accomplish mission goals. The members guided by a shared vision and best practices to improve organizational processes. Leaders can accomplish their change vision by creating a strategy for achieving organizational goals. Incorporate principles and theories of organizational change in describing the context of an institution. If polled most would probably agree that change is good, weather in our personal lives, sports teams orRead MoreTest Taking Strategies1411 Words à |à 6 PagesTest-Taking Strategies For 10 years, I was the one testing the students, teaching strategies and finding new ones to help students study. Suddenly, I found myself returning to school and the anxiety, stress, lack of time, and just all the unknowns seemed to overwhelm my life. The last couple of years I have learned to incorporate strategies that work best for me, but there is always room for improvement and strengthening. Learning, study and test taking skills are some of the most important thingsRead MoreSample Resume : Self Care1184 Words à |à 5 PagesNursing School Self-care is taking a strategic measure to ensure that one is safe and stays in focus. They are personal decisions that one takes for to improve their health. In this case, my self-care is to ensure that I remain in line with the nursing school and nursing career in general, and set strategies to implement the key options that I have chosen. These include time management, , focusing more in nursing school and exercising. The field of nursing is diverse (Lever, 2010, p. 105). It requiresRead MoreDevelopment Plan For The Professional And The Academic Field1521 Words à |à 7 Pagesdevelopment to improve their capacity to have their own academic program planned and which helps them to be more effective in managing and reviewing their progress; being more aware of how they are learning and what kind of teaching and learning strategies are they trying to achieve; à · recognising and making good use of their own strengths to cover and improve their weaknesses; à ·discovering opportunit ies for learning and personal development around them; à · being better prepared for both seeking employmentRead MoreReflective Review of Personal Professional Practice1538 Words à |à 7 PagesReflective Review of my personal and professional practice Learning outcome: Demonstrating inclusive practice (PP1) My name is and I am the manager of a day care setting based in the north of London; in a rich culturally mixed community. I manage a 41 place centre offering full day care services for children aged 6 months to 5 years. I am responsible for the overall running of the setting including the writing of policies and recruitment of staff. I am also the settings SENCO, nominatedRead MoreSample Resume : Self Care1176 Words à |à 5 PagesNursing School Self-care is taking a strategic measure to ensure that one is safe and stays in focus. They are personal decisions that one takes for to improve their health. In this case, my self-care is to ensure that I remain in line with the nursing school and nursing career in general, and set strategies to implement the key options that I have chosen. These include time management, exercising, and working fewer hours while in nursing school. The field of nursing is diverse (Lever, 2010, p.
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